BUY NOW PAY LATER

At Her by Kashay, our motto is MORE JOY, LESS STRESS! To help with that, we now offer TWO different buy now, pay later options: QUADPAY & AFTERPAY! Both allow you to split your total up into 4 equal interest free payments!

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GETTING STARTED WITH QUADPAY

Quadpay enables you to split your payments up into 4 equal interest free installments.

You pay 25% at checkout and then a further 25% every two weeks.

The best part? The product will ship at the same time it would if you paid with any other payment type!

 

ARE THERE ANY FEES TO USE QUADPAY CHECKOUT?

Quadpay offers interest-free installment payment plans.

The only types of fees that customers using QuadPay Checkout may be charged currently are late fees, as provided in our terms of service, subject to future amendments. Note that certain merchants may assess their own fees for users who use QuadPay Checkout on their sites.  

Late Fees

To be compliant with all states, we have updated our policy on late fees. Because of this, if your order is late, you may incur an initial late fee of $5, $7 or $10 depending on your state of residence.

There may be a cap on the amount in late fee(s) that we assess. Please see the our terms and conditions for more information.

If your order is assessed a late fee, please pay your installment. Requests to refund the late fee(s) can be considered pursuant to current QuadPay fee waiver policies only after the relevant installment has been paid.

You can visit the Customer Portal or to check your order or installment status, update your payment info, and make a payment.

 

HOW DO I SIGN UP FOR QUADPAY?

There are two ways to sign up:

  • You can sign up during the checkout process on any one of our registered merchants' websites - just choose Quadpay as the payment method.
  • Download the Quadpay App!

For the initial sign up, we will just need your date of birth, a mobile number and either a debit or credit card. You'll know if you are approved instantly!

In order to use Quadpay, you must:

  • Live in the US

  • Be at least 18 years old

  • Have a valid and verifiable mobile number

  • Use a US credit or debit card to make a purchase

In order to use QuadPay you must:
  • Live in the US

  • Be at least 18 years old

  • Have a valid and verifiable mobile number

  • Use a US debit card to make a purchase

QuadPay requires your name, address, date of birth, a US mobile number, and either a debit or credit card for sign up.

Instead of having a traditional username and password, QuadPay requires a mobile phone number and text message verification. You can also sign in via email by adding your email address to your account.

 

WHY IS QUADPAY NOT A CHOICE WHEN I CHECKOUT WITH A SUPPORTED MERCHANT?

QuadPay is available to purchases within a certain dollar limit. Our individual merchants can adjust this threshold to best meet their customer's needs.

If you are over or under this threshold, then you will not be presented the option to use QuadPay at checkout. However, you can complete your purchase using another payment method offered by the merchant.

For additional quadpay support please visit: https://help.quadpay.com/hc/en-us

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GETTING STARTED WITH AFTERPAY

Afterpay allows retailers to offer instalment plans for online shoppers, allowing a purchase to be paid for in four installments, due every 2 weeks.

Simply shop with one of your favorite stores found in the Shop Directory and choose Afterpay as your payment method at checkout. First-time shoppers provide payment details as usual, returning shoppers simply log in to make their purchase. It’s that easy!

After you check out, the goods will be shipped to you by the retailer. At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your AMEX, debit or credit card on your payment due dates.

Please Note: Afterpay does not approve 100% of orders. We are committed to ensuring we support responsible spending.

When determining which orders to approve, we consider a number of different factors. As an example, the longer you have been a shopper using Afterpay and the more orders you have successfully repaid, the more likely you will be able to spend more.

Things to consider:

  • are there sufficient funds on your card (generally we look to see the first installment amount available to spend)
  • length of time you have been using Afterpay (tighter in the first 6 weeks)
  • amount you have to repay, it may help to pay some off (not a guarantee)
  • the value of the order you are trying to place, it may help to reduce the value of your shopping cart (not a guarantee)
  • the number of orders you currently have 'open' with us (not a guarantee)

Whilst we know it can be frustrating to not know exactly how much you can spend each time or how many active orders you can have, our rules and approval process help Afterpay responsibly offer a completely free service to shoppers.

For additional Afterpay support please visit: https://help.afterpay.com/hc/en-us/articles/217425866-How-does-Afterpay-work-